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Money guides for Australians

Bank bonuses, savings rates and cashback.

Compare Australian accounts and offers, with the fees, eligibility and steps to qualify explained.

  • Offer conditions included
  • Referral and affiliate links disclosed
  • General information, not financial advice

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BankingFee-free accounts, digital bank comparisons and sign-up bonuses.SavingsSavings rates and the monthly conditions to earn them.Cashback & gift cardsCompare cashback sites, discounted gift cards and tracking rules.Travel moneyTravel cards, overseas fees by destination and ways to earn airline points.Investing & cryptoETFs, investing apps and crypto exchanges, with fees compared.Side incomePaid surveys, earning apps and ways to make money from a blog.

Compare savings rates

Compare ongoing rates, balance limits and the monthly steps needed to earn interest.

Open the full tracker
Variable rates checked 24 October 2026. Account names link to bank terms. Macquarie’s balance tiers change on 1 November.
AccountRate p.a.To get it
Ubank Save5.35%Up to $1mHold Spend; grow combined eligible Save balances by $1 monthly, excluding interest.
ING Savings Maximiser5.75%Up to $100kHold Orange Everyday; $1,000 external deposit, 5 settled purchases and balance growth. Applies next month.
Macquarie Savings5.25%First $250kNo monthly deposit, purchase or balance-growth requirement.
Westpac Life5.25%Bonus rate includedDeposit, keep a non-negative balance and grow it by the last business day of the month.

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