Money guides for Australians
Bank bonuses, savings rates and cashback.
Compare Australian accounts and offers, with the fees, eligibility and steps to qualify explained.
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Offer conditions included Referral and affiliate links disclosed General information, not financial advice
Savings rates at a glance
Checked 26 Oct 2026Three accounts to compare · ongoing variable rates p.a.
No monthly deposit, purchase or balance-growth conditions.
Full conditions, intro offers, balance tiers and rate updates in the tracker.
Bank sign-up bonuses
| Bank | Bonus | What you need to do | Deadline | Link |
|---|---|---|---|---|
| INGSavings Booster + Orange Everyday | $100 | Open both accounts with code FCL865. Deposit $1,000 from outside ING and make 5 settled card purchases within one calendar month. Not available if you have held either account since 1 July 2019. | 30 Nov 2026 | Offer details |
| UbankSpend account | $30 | Enter code AFWLLL7 during signup; make five eligible purchases of at least $5 each that settle within 30 days. Both participants must be 18+. No Ubank account other than a UhomeLoan in the preceding 24 months. Offer period 25 Oct 2026–31 Mar 2027; payment can take around a month after qualification. | No end date listed | Offer details |
| Up BankEveryday account | $21 | Sign up through our invitation and complete identity verification. New customers only; offer terms apply. | Invite valid 14 days | Offer details |
These are referral offers. We may receive a reward when you qualify, and the bank’s own terms still apply. General information, not financial advice.
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Trackers and calculators
Savings rate tracker
Rates, balance caps and the monthly rule for Ubank, ING, Macquarie, Westpac, Up, Bankwest, CommBank and NAB.
Open the trackerBank sign-up bonuses
Current bank offers with the deposit, purchase and eligibility steps you need to complete.
See current bonusesBank account fee calculator
Compare two accounts using your own spending and fees, including overseas card and ATM charges.
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Banking
Fee-free accounts, digital bank comparisons and sign-up bonuses.
Savings
Savings rates and the monthly conditions to earn them.
Cashback & gift cards
Compare cashback sites, discounted gift cards and tracking rules.
Travel money
Travel cards, overseas fees by destination and ways to earn airline points.
Investing & crypto
ETFs, investing apps and crypto exchanges, with fees compared.
Side income
Paid surveys, earning apps and ways to make money from a blog.