Skrill Money Transfer Hack: Get $10-$40 Free Money (2026)
Transfer money to yourself and keep the bonus—works in 11+ countries
Australian bonus: $40 AUD free when you transfer just $100 (that’s 40% back!)
✓ Updated January 2026 ✓ 100% legal ✓ Takes 10 minutes
💡 How This Hack Works
Skrill gives massive discounts on your first international money transfer when you use a referral code. The hack? Transfer the money to your own Wise account in another currency, then send it straight back to yourself. You keep the bonus as pure profit!
It’s completely legal—you’re just optimising the referral system. Takes about 10 minutes and zero risk.
We’ve uncovered a genuine money hack to capitalise on Skrill’s referral bonuses globally. Here’s the deal: Skrill provides a significant discount on your first money transfer when you use a referral code. The brilliant part? You’re going to transfer the money to yourself and pocket the bonus as a discount!
Whether you’re in Europe, Australia, Asia, or Africa, we’ve detailed the exact process for each region. This guide simplifies the method of setting up accounts, transferring funds between your international accounts, and securing these bonuses. Follow these straightforward steps and you’re set to maximise what Skrill offers.
🔄 The Simple 5-Step Process
- Sign up to Skrill using our referral link (instant bonus unlocked)
- Verify your identity (takes 5 minutes with driver’s licence or passport)
- Set up a Wise account in a different currency (e.g., GBP if you’re in Australia)
- Transfer money from Skrill to your Wise account (the discount applies automatically)
- Send the money back to your local bank (you’ve just made free money!)
💰 Bonuses by Country
| Country | Bonus Amount | Min. Transfer | You Pay | Profit % |
|---|---|---|---|---|
| 🇦🇺 Australia | $40 AUD | $100 AUD | $60 AUD | 40% |
| 🇳🇿 New Zealand | $35 NZD | $300 NZD | $265 NZD | 12% |
| 🇨🇦 Canada | $25 CAD | $200 CAD | $175 CAD | 13% |
| 🇪🇺 Europe | €15 | €150 | €135 | 10% |
| 🇬🇧 United Kingdom | £10 | £100 equiv | £90 | 10% |
| 🇸🇬 Singapore | $25 SGD | $300 SGD | $275 SGD | 8% |
| 🇭🇰 Hong Kong | $150 HKD | $1,500 HKD | $1,350 HKD | 10% |
| 🇿🇦 South Africa | R250 | R1,500 | R1,250 | 17% |
| 🇸🇪 Sweden | 200 kr | 2,000 kr | 1,800 kr | 10% |
| 🇳🇴 Norway | 200 kr | 2,000 kr | 1,800 kr | 10% |
Step-by-Step Guides by Region
Australia: Get $40 AUD Free
💰 The math: Transfer $100 AUD, pay only $60 AUD, keep $40 profit!
Step-by-Step Instructions:
-
Sign up to Skrill using this referral link (Referral code:
leew97) - Verify your identity – After signing up, complete the KYC (Know Your Customer) verification using your driver’s licence or passport. Takes about 5 minutes. Once verified, you’ll automatically get $40 AUD off your first $100 AUD transfer.
- Set up a Wise account – If you don’t have one, sign up at Wise and create a GBP (British Pound) account. This is free and takes 2 minutes.
- Transfer $100 AUD to your Wise GBP account – In Skrill, initiate a transfer of $100 AUD equivalent in GBP to your Wise account. The system will automatically apply the $40 discount, so you’ll only pay $60 AUD.
- Send the money back to your Australian bank – Once the money arrives in your Wise GBP account (usually instant to same day), convert it back to AUD and transfer it to your Australian bank account. Done! You’ve just made $40 AUD.
💡 Pro tip: The whole process takes about 10-15 minutes and you’ll have your money back within 1-2 business days. Exchange rate losses are minimal (about $2-3), so your net profit is around $37-38 AUD.
United Kingdom: Get ~£10 Free
-
Sign up to Skrill using this referral link (Referral code:
leew97) - Verify your identity and complete KYC. You’ll automatically be given €15 off your first €150 transfer.
- Set up a Wise account with a Belgium/Euro account.
- Transfer £100 equivalent to your Wise Euro account. It will only cost you £90 (~£10 profit).
- Convert back to GBP in Wise and send to your UK bank account.
Europe: Get €15 Free
Works in: Austria, Belgium, Cyprus, Estonia, Finland, France, Germany, Greece, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Monaco, Portugal, San Marino, Slovakia, Slovenia, Spain, Netherlands
-
Sign up to Skrill using this referral link (Referral code:
leew97) - Verify your identity and complete KYC. You’ll automatically be given €15 off your first €150 transfer.
- Set up a Wise account with a GBP account.
- Transfer €150 equivalent in GBP to your Wise GBP account. It will only cost you €135 (~€15 profit).
- Convert back to EUR in Wise and send to your local bank account.
Other Countries
🇨🇦 Canada: Get $25 CAD Free
Bonus: $25 CAD off your first $200 CAD transfer • You pay: $175 CAD • Profit: $25 CAD
- Sign up with referral code leew97
- Verify identity (automatic $25 CAD discount unlocked)
- Set up Wise GBP account
- Transfer $200 CAD to Wise (costs only $175)
- Convert back and send to Canadian bank
🇳🇿 New Zealand: Get $35 NZD Free
Bonus: $35 NZD off your first $300 NZD transfer • You pay: $265 NZD • Profit: $35 NZD
- Sign up with referral code leew97
- Verify identity (automatic $35 NZD discount unlocked)
- Set up Wise GBP account
- Transfer $300 NZD to Wise (costs only $265)
- Convert back and send to NZ bank
🇸🇬 Singapore: Get $25 SGD Free
Bonus: $25 SGD off your first $300 SGD transfer • You pay: $275 SGD • Profit: $25 SGD
- Sign up with referral code leew97
- Verify identity (automatic $25 SGD discount unlocked)
- Set up Wise GBP account
- Transfer $300 SGD to Wise (costs only $275)
- Convert back and send to Singapore bank
🇭🇰 Hong Kong: Get $150 HKD Free
Bonus: $150 HKD off your first $1,500 HKD transfer • You pay: $1,350 HKD • Profit: $150 HKD
- Sign up with referral code leew97
- Verify identity (automatic $150 HKD discount unlocked)
- Set up Wise GBP account
- Transfer $1,500 HKD to Wise (costs only $1,350)
- Convert back and send to Hong Kong bank
🇿🇦 South Africa: Get R250 Free
Bonus: R250 off your first R1,500 transfer • You pay: R1,250 • Profit: R250
- Sign up with referral code leew97
- Verify identity (automatic R250 discount unlocked)
- Set up Wise GBP account
- Transfer R1,500 to Wise (costs only R1,250)
- Convert back and send to SA bank
🇸🇪 Sweden: Get 200 kr Free
Bonus: 200 kr off your first 2,000 kr transfer • You pay: 1,800 kr • Profit: 200 kr
- Sign up with referral code leew97
- Verify identity (automatic 200 kr discount unlocked)
- Set up Wise Euro account
- Transfer 2,000 kr to Wise (costs only 1,800 kr)
- Convert back and send to Swedish bank
🇳🇴 Norway: Get 200 kr Free
Bonus: 200 kr off your first 2,000 kr transfer • You pay: 1,800 kr • Profit: 200 kr
- Sign up with referral code leew97
- Verify identity (automatic 200 kr discount unlocked)
- Set up Wise Euro account
- Transfer 2,000 kr to Wise (costs only 1,800 kr)
- Convert back and send to Norwegian bank
Common Questions
Is this actually legal?
Yes, 100% legal. You’re using the referral programme exactly as intended—they give you a discount, you make a transfer. What you do with the money (including sending it to yourself) is entirely up to you. This is just clever optimisation.
What’s the catch?
No catch. You’ll lose about 1-2% to exchange rates when converting back, but the bonus far exceeds this. For example, on the Australian deal, you might lose $2-3 in exchange fees but gain $40, netting you $37-38 profit.
Why do I need Wise?
Skrill requires you to send money to a different currency to qualify for the bonus. Wise lets you hold multiple currency accounts (like GBP, EUR, USD) so you can receive the transfer, then convert it back to your local currency. It’s free to set up and takes 2 minutes.
How long does the whole process take?
Setup takes 10-15 minutes (5 mins for Skrill verification, 2 mins for Wise, 5 mins for the transfer). The money usually arrives same day or next day. Converting back and sending to your bank adds another day. Total time: 1-3 business days.
Can I do this more than once?
The bonus is for first-time Skrill users only, so you can only claim it once per person. However, you can refer friends and family—each person who signs up with your referral code earns you both bonuses.
What if something goes wrong?
Both Skrill and Wise have excellent customer support. Your money is always safe—it’s just moving between your own accounts. The worst case scenario is losing a couple of dollars in exchange fees, but the bonus makes it worth the tiny risk.
Ready to Get Your Free Money?
Takes 10 minutes to set up, 1-3 days to complete. Zero risk, pure profit.
Use referral code: leew97
💡 Pro Tips to Maximise Your Profit
- Do it now: Referral bonuses can change or end anytime—Skrill regularly updates their offers
- Time the exchange rate: Check rates before transferring for an extra 0.5-1% gain
- Refer friends: Each successful referral earns you additional bonuses
- Keep screenshots: Document each step in case you need support
- Start with minimum: If nervous, do the minimum qualifying transfer first
Last updated: January 2026. Bonus amounts and terms verified as of publication date.
Important information:
- Referral bonuses and amounts subject to change by Skrill without notice.
- Exchange rate losses typically 1-2% when converting currencies.
- Transfers usually complete within 1-3 business days.
- You must complete KYC verification to qualify for bonuses.
- This guide is for informational purposes—not financial advice.
- We may earn a commission when you sign up through our referral links at no extra cost to you.
- Check Skrill and Wise terms and conditions before proceeding.
- Net profit calculations are estimates based on January 2026 exchange rates.
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