About Money Hack HQ

MoneyHackHQ is where I share the money-saving tools, cashback plays, banking apps, sign-up bonuses, and side-income ideas that are actually worth your time in Australia.

A lot of money content online is either too generic, too US-focused, or clearly written by people who have never used the products they recommend. MoneyHackHQ exists to do the opposite.

I test apps, compare offers, read the fine print, and look for the practical version of what works in real life — not theory, not sponsored listicles, just what’s working in practice for everyday Australians.

How I Approach Reviews and Guides

Every guide on MoneyHackHQ is built to answer a simple question: would I actually use this myself, or recommend it to a friend?

That means I focus on:

  • Current terms and rates, verified before publishing
  • Clear pros and cons — including the catches
  • Who a product is good for, and who should skip it
  • The real-world version, not just the marketing version
  • Updating posts when rates, terms, or conditions change

When a post includes referral or affiliate links, I disclose that clearly. Those links may earn me a commission at no extra cost to you, but they do not change how I write about the product. If something is weak, confusing, or not worth the hassle, I say so.

What You’ll Find Here

MoneyHackHQ mainly covers four areas:

Banking and Travel Money

Fee-free accounts, travel cards, and the banking tools that make everyday spending and overseas travel cheaper for Australians.

Cashback and Savings

ShopBack, TopCashback, discounted gift cards, fuel savings, grocery hacks, and other ways to reduce spending without doing anything ridiculous.

Crypto and Investing

Beginner-friendly comparisons, bonus guides, and honest reviews of the apps Australians are most likely to actually use.

Side Hustles and Extra Income

Survey sites, sign-up bonuses, and other low-friction ways to make or save extra money in Australia.

About the Author

I’m Lee Whitty, the founder of MoneyHackHQ.

I’ve spent over a decade working in digital marketing, ecommerce, and web development — which means I understand how affiliate marketing, product positioning, and online recommendations actually work from the inside.

I started MoneyHackHQ to share the money tools and savings systems I kept testing for myself across 37+ countries, especially the ones that were easy to miss or buried under bad advice. My focus is on practical, honest content for Australians who want to make smarter money decisions without turning it into a full-time hobby.

If a guide on MoneyHackHQ helps you save money, avoid a bad product, or find a better option — it’s doing its job.

Affiliate Disclosure

Some links on MoneyHackHQ are affiliate or referral links. If you sign up or make a purchase through them, I may earn a commission at no extra cost to you. This never changes how I write about a product — if something is weak, confusing, or not worth the hassle, I say so.

Not Financial Advice

Nothing on this site is personal financial advice. I share what works for me and what I’ve found through my own research and testing. Your situation is different — always do your own due diligence before making financial decisions.

Get in Touch

Got a question, a correction, or a money hack I should know about? Head over to the Contact page or email hello@moneyhackhq.com.